Sounds easy?
As with all credit cards read the fine print carefully. Read how much the apr is and what charges there are for withdrawing cash and anything else you might want to use the card for.
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| The Santander 123 Cashback Credit Card With the new Santander 123 Cashback Credit Card, getting rewarded for the things you buy everyday is easy. Whenever you shop at the supermarket, spend in department stores, or fill up at a petrol station†, you'll earn a generous cashback reward, making the Santander 123 Cashback Credit Card the smart way to pay. Average cashback will be about £173 - visit site There is an annual fee though of Annual fee: £24. |
Virgin Money have a card that gives you Virgin discounts - not money off but discounts that might be useful. 10% off Virgin Holidays |
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| Tesco Credit card - 1 Clubcard point per £4 spent
(£4 min) on your Tesco credit card Plus, your card doubles as a Clubcard. So when you use your Clubcard Credit Card to pay at Tesco, not only will you get 1 point for every £4 you spend, you will also collect standard points from Clubcard! Plus Use a Clubcard Credit Card to pay for your fuel at Tesco Petrol Filling Stations¹ for an even better points deal. You'll collect 1 point for every £1 you spend - that's twice what you'd get with a standard Clubcard - plus 1 EXTRA point for every £4 you spend. |
| play.com
have a credit card - 1 Play Point per £1 spend anywhere and
2 Play Points per £1 spent at Play.com |
| Capital one world mastercard - Earn 5% cashback on purchases for your
first 3 months (max £100) and up to 1.25% unlimited cashback thereafter link No annual fee. |
| American Express have a 1.25% cashback card Earn cashback with family and friends - With complimentary Platinum Cashback Credit Cards, you can combine your cashback and share the benefits with the whole family. Annual Fee £25 link |
| The AA have a credit card - Earn AA Reward points on all purchases Double points on fuel and motoring AA Members earn more Comes in two types - Rewards Plus Credit Card - Exclusively for AA and AA Loyalty Club Members 3% cash back on fuel1 with the new AA Rewards Plus Credit Card. Every year3 you will earn 3% for your first £2,000 spent on fuel, and 0.5% after that. 0.5% back on all other purchases, from food shopping to holidays or family days out. Points can be used for cash back, shopping vouchers, AA products and many more products available. link And Rewards Credit Card Earn reward points on all card spending plus double points on motoring, fuel and AA products Use points for shopping rewards choose from a wide range of products including high street shopping vouchers and cash back. Or, points go further when used for AA products such as Membership link |
| RBS platinum - Discounts on wine, shopping & travel |
| Natwest platinum - Discounts from Thomas Cook and Mastercard offers
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| Bank of scotland plus - Discounts on UK attractions, hotels, travel
and dining out |
| Capital one click - Designed for online shopping - great brand discounts with eXtras plus |
| Natwest World -Earn 1 point for every £1 you spend on your NatWest YourPoints World |
| RBS World - MasterCard rewards points |
| Hilton HHonors® Platinum Visa Get a free night certificate, for any weekend night at many participating hotels in the Hilton Worldwide portfolio, when you spend £750 in the first 90 days. Receive HHonors Gold Elite status when you spend £10,000 in any calendar year. Receive HHonors Silver Elite status for as long as you have the card. Earn 2,500 Bonus Points for each of your first four stays at any Hilton Worldwide hotel in your first 12 months of card membership link |
| HSBC platinum have a points system where you can earn shopping vouchers. You can not sign up to have these sent out as soon as you have reached a set amount. |
We all want to save money in these credit crunch times, but we'd still like to have a high standard of living and enjoy all the same shopping as normal. So we need to find ways of learning the secrets of getting money for nothing!
If you've heard of cash back you might think of getting money off your debit card at the supermarket till. But there's another sort of cash back that you need to learn about right now.
Cash back comes in many forms. Companies want you to shop with them so give you the chance to earn cashback when you use them.
Some credit card companies offer you cash back on your purchases - these are good if you pay off your credit card bill every month!
Buy cash back credit card - Enjoy the discounts and live a debt free life
Credit cards are the most essential need of every individual and so it is important that you have at least one credit card with you. It is seen that most of the people have multiple credit cards with them and they use them altogether. But, the people do not repay the outstanding credit card balance on time. Thus, they fall into unnecessary credit card debt problems. In this situation, you can take the help of credit card debt relief solutions such as debt consolidation, debt settlement to come out of your credit card debt problems. Cash back credit cards are a type of reward cards that allows you to enjoy the discounts and pay tax free cash on every purchase that you make.
How cash back credit card works
When you swap your credit card to make any purchase, it is the merchant who pays a certain amount of commission to the bank. But using credit cards unnecessarily every time will lead you to serious debt problems. Then, you may have to opt for credit card debt relief solution to get rid of your credit card debts. With a cash back credit card, the card issuer shares some of the commission with you by giving you discounts on the purchases that you make. Thus, the cash amount that you get is either send to you by email as a check or is added up with your total credit at the end of the year. In this way, you can get up to 2% discount on your total credit card spending. Since the credit card companies compete with each other in order to get more customers, so you may find some credit card issuers giving you even 5% discount on your cash back credit card.
Advantages of cash back credit card
One of the main advantages of cash back credit card is that you get discounts on every purchase that you make. However, if your credit limit is high, then you can avail big purchase with the help of this card. You will be able to get big discount which will help you save good amount of money. Thus, this card helps you avoid falling into the harassment of credit card debt problems and can live a debt free life.
The cash back credit card allows you to shop around without making any plans from before hand. If you see any attractive item, you can buy it with this card and get discount on your purchase. As such, you stay away from debt problems otherwise, if you fall into the trap of credit card debts, then opting for credit card debt relief solution can be the convenient way to come out of your debt problems.
Thus, if you are addicted to swapping your credit cards for every little purchase that you make, then cash back credit card can be said as the most suitable option for you. This card enables you to get cash back as you spend money on your purchases and, at the same time, enjoy the exclusive discounts of the card.
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